Audible P2P for the Connected Home & Digital Personal Assistants
Industry standards for the connected home are solidifying, but mainstream adoption will be segmented down OS lines. The obvious, dominant players are iOS (Homekit), Android (Brillo + Nest line of products), and Amazon (open source Echo? Please?). PayPal is uniquely positioned as an OS-agnostic platform that allows you to send money to just about anyone, so I built a righteous hackathon project with Mark Stuart in 2014 that enables voice-controlled P2P money transfers.
A similar concept would work in a smartwatch or plugged directly into your device’s personal assistant (Siri, Google, Cortana, etc). It would be even faster than pulling a wallet out of your pocket to pay with cash. Edge cases would be handled audibly or textually by displaying compliance disclosures and error cases on the device’s screen.
With these use cases in mind, we designed and built this working prototype in about 24 hours: